Legal Disclosure

Terms and Conditions of Use

By using this website you will be indicating that you accept and will comply with these Terms and Conditions and have read our privacy policy which is incorporated into these Terms and Conditions.

This website (“Website”) is operated by Slater Investments Limited (“Slater”/”we”/”us”/”our”).

About this website

These Terms and Conditions, as amended by us from time to time, set out the basis upon which you may use this Website.  Please read the information on this page as it contains the legal and regulatory restrictions which apply to any investment in our products and services. By using the Website you agree to these Terms and Conditions. If you do not agree to accept and be bound by these Terms and Conditions, you must not use this Website and should exit it immediately.

These Terms and Conditions are effective from 22nd March 2022.  We may change from time to time by updating this page so please revisit and reread it periodically.

Intended audience

Unless otherwise stated in relevant sections of the site, this Website is targeted at and intended for the use of investors over 18 years of age and resident in the UK  only. No offer or invitation is made to any other persons. In particular, no offer or invitation is made to any US persons (being residents of the United States of America or partnerships or corporations organised under the laws of the United States of America or any state, territory or possession thereof), who are excluded from the services or products offered in this site.

The information available on this site does not constitute an offer of, or an invitation to apply for or purchase, any securities. In particular, the information does not constitute an offer of, or an invitation to apply for or purchase securities in any jurisdiction where such offer or invitation is unlawful or in which the person making such an offer is not qualified to do so or to whom it is unlawful to make such offer or solicitation. The distribution of this information in written format is generally restricted to the UK.

The information has been issued and approved by Slater and does not in any way constitute investment, legal, tax or other advice. Before making any investment you should read, understand and retain the relevant investment product or service documentation. If you are in any doubt about any of the information on this Website, or the suitability of any investment product or service to your needs, please consult your financial adviser.

Certain products or investment services offered by us are not generally considered suitable for private investors. Therefore, certain areas of the Website require additional confirmation that you are an appropriately experienced or qualified investor.

You are responsible for ensuring that all persons who access our Website through your internet connection are aware of these Terms and Conditions, and that they comply with them.  If you know or suspect that anyone is using the Website other than in compliance with these Terms and Conditions, you must promptly notify us.

Links to third-parties sites

This Website contains links that lead to other websites. These links are provided for information only.  We are  not responsible for the accuracy or completeness of the information supplied by third party sites. We take care to ensure that the information provided by third party sites is correct but no warranties are given, whether express or implied, as to the reliability, accuracy, suitability or completeness of the information.   Additionally, we do not accept any responsibility or liabilities for errors, inaccuracies, omissions or any inconsistencies  with respect to any third party website accessed via this Website.

Risk warnings

The following risk factors should be considered before making your investment decision.

Past performance is not necessarily a guide to future performance. If you have any doubts about the suitability of an investment, please contact your financial adviser.

The value of your initial (capital) investment and the income arising from it may fall as well as rise and you may not get back the amount you originally invested. This difference will usually be a result of differing buying and selling prices for the fund on the days that you buy and/or sell. Equity investments carry potential for greater returns over the longer term. The volatility of these returns can also be greater.

If the funds hold securities denominated in a currency other than sterling, changes in exchange rates may affect the value of your investment.

Where charges are taken wholly or partly out of a fund’s capital, distributable income will be increased at the expense of capital which will either be eroded or future growth constrained.

Investors should read this information and the relevant Prospectus or Key Investor Information Document before investing in unit trusts/OEICs.

Investment in the securities of smaller and unquoted companies can involve greater risk than is customarily associated with investment in larger, more established companies. In particular, smaller companies often have limited product lines, markets or financial resources and may be dependent for their management on a smaller number of key individuals. In addition, the market for securities in smaller companies is often less liquid than that for securities in larger companies, bringing with it potential difficulties in acquiring, valuing and disposing of such securities. Proper information for determining their value or the risks to which they are exposed may also not be available.

Some funds will often carry greater risks in return for higher potential rewards. Specialist funds, which invest in specialist markets or small sectors of industry, are likely to carry higher risks than most general funds. Investment in technology related stocks can be more volatile than investment in more established companies. Above average price movements can be expected.

If you start making regular monthly investments in order to save for a specific objective, you should regularly review whether these investments will be sufficient to achieve your objective. You may not achieve your objective if you do not continue to invest regularly with a sufficient amount or if your investments do not appreciate sufficiently.

Unit Trust Information

The unit trusts may invest in smaller companies such as those quoted on the Alternative Investment Market (AIM). Investments in smaller company stocks may be less liquid and their performance more volatile than those of larger companies.

Open Ended Investment Company (OEIC) Information

The OEIC may invest in smaller companies such as those quoted on the Alternative Investment Market (AIM). Investments in smaller company stocks may be less liquid and their performance more volatile than those of larger companies.

Fund information

Any prices and other information on this Website are solely to enable you to make your own investment decisions and do not constitute personal recommendations or advice.

The prices on this Website are for indicative purposes only and are not the price applicable to an online dealing order.

Taxation

Current tax levels and tax treatment will depend on your jurisdiction and individual circumstances. Any tax reliefs mentioned are those currently available and may therefore change. Their value depends on the circumstances of the individual investor.

Cookies

A cookie is utilised on this website. It allows the browser to remember specific information about you such as whether you have previously visited the website and if you have read and agreed to the disclaimer. The cookie does not contain any personally identifiable information. The cookie is encrypted and only the Slater web server can read it.

Accessing this Website

Whilst we use every reasonable effort to maintain the availability of this Website, we cannot guarantee its availability or the continuation of the services offered through it or that access will be uninterrupted or error-free.  From time to time, we may restrict access to some parts of this Website, or this entire Website, as relevant.

Reliance on information posted and security

Slater uses every reasonable effort to ensure the accuracy of the information contained on this Website which was prepared by or on behalf of Slater as at the date of publication, all such information is provided “as is” and this means that, except where prohibited by law, no warranties are given, whether express or implied, as to the reliability, accuracy, suitability or completeness of the information.

We do not accept any liability for any use, or misuse, of the information presented on this Website or for any loss or damage which may arise from access to or reliance on information published on this Website, except where that liability may not be excluded or limited by law.  Accordingly, to the maximum extent permitted by law, we provide you with this Website on the basis that we exclude all representations, warranties, conditions and other terms which are not expressly set out in these Terms and Conditions (including our Privacy Policy).  This does not affect any mandatory legal rights which cannot be excluded under applicable law, including your statutory rights as a consumer.

Receipt and sending of communications

Communications sent by you to us by email or through the “Contacts” page on this Website will be deemed received by us upon actual receipt by a system under our control.

Use of the Website and Intellectual Property Rights

All copyright and other intellectual property rights in any material (including text, photographs and other images) contained on this Website is either owned by us or has been licensed to us by the rights owner(s) for use by us on our Website.  Those works are protected by copyright laws.  All such rights are reserved.

You are not permitted to use any of our trademarks or insignia’s without our prior written approval.

You may print off one copy of download extracts of any page(s) from the Website for your personal use.  You must not modify any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs or any graphics separately from any accompanying text.  Our status as the authors of content on the Website must always be acknowledged.

You are only allowed to use the Website and the material contained within the Website as set out in these Terms and Conditions.  You must not use any part of the content on the Website for commercial purposes.  If you print off, copy or download any part of the Website in breach of these Terms and Conditions, your right to use the Website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

You may use the Website only for lawful purposes.  You may not use the Website in any way which breaches any applicable local, national or international law or regulation, or in any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect.

If we consider, in our reasonable opinion, that your use of any of the Website is not reasonable, we reserve the right to cease providing the Website to you.  We will not be liable for any loss you suffer as a result of any such cessation.

Confidentiality

Any information accessed via the Website is confidential. The Website was issued and approved in the UK by Slater Investments Limited. Slater Investments Limited is authorised and regulated by the Financial Conduct Authority. Our registration number is 165999. For more information about the Financial Conduct Authority, please visit their website at www.fca.org.uk.

Jurisdiction and applicable law

Use of this Website and the content and materials available on or through this Website, together with these Terms and Conditions, are governed by and interpreted in accordance with English law and you agree to submit to the exclusive jurisdiction of the English courts.